Tree branch sent crashing into car (From Daily Echo)
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Tree branch sent crashing into car
10:14am Saturday 1st September 2012 in News By Ed Stilliard, Senior Reporter
The damaged car and the fallen tree branch
A SOUTHAMPTON woman is left counting the cost of freak storm damage after a tree branch crashed onto her car.
Charlotte Foan said she was thankful her four-year old daughter Sienna was not outside after the 20ft branch fell outside her home in Porlock Road, Millbrook – smashing her car windscreen and denting the bonnet.
Moments earlier a neighbour had parked up alongside but had gone to nearby shops just before sudden heavy rain and winds developed over parts of the city around 6.30pm on Thursday.
Miss Foan told how she had made repeated calls to the housing association, Western Challenge, to complain about the overgrowing trees since she moved in to the flats with her three children in March last year.
She said her fears were raised in February this year when they began “moving” in the stormy weather.
Despite numerous calls to the Bristol-based firm, Miss Foan says nothing has been done.
She said: “I have made so many complaints about it. It’s going to cost a fortune to get the car fixed.
“Why don’t they cut the branches back? Something terrible could have happened.”
Last night a spokesman for the association told the Daily Echo they will be investigating the situation saying they would be dealing with it “in the appropriate manner”.
The damage comes just a day after the Daily Echo reported how a mini-tornado lashed a New Forest town leaving a trail of destruction. A couple in New Milton, Neil and Sandra Carlse, came home to find the roof of their conservatory had been lifted and tossed into the air before coming to land in a neighbour’s house three doors away.
Comments(7)
southy
says...
6:07pm Sat 1 Sep 12
SotonLad wrote:They do.
Why do these stories make the Daily Echo only when the victims live in social housing? Private renters or home owners don't have stories published - why is this?
__KTF__
says...
10:06pm Sat 1 Sep 12
A new screen should be £75(ish) from her insurance under the standard replacement cover.
The other damage will be also covered by the insurance but both repairs will go down as a claim.
beesdee
says...
10:54pm Sat 1 Sep 12
dolomiteman
says...
12:36pm Sun 2 Sep 12
__KTF__ wrote:If you are an insurance agent can I sugest you go back to school and learn about insurance, firstly it depends on the insurer and her policy as to the cost of a replacement screen, there is no such thing as 'standard replacement cover', Insurers do not recognise any gods so it may be act of nature' not an 'act of god' and then you contradict yourself saying the act of god which is her bad luck but then say insurer will cover it.
I insurance company will class this as an 'act of god' and down to her bad luck.
A new screen should be £75(ish) from her insurance under the standard replacement cover.
The other damage will be also covered by the insurance but both repairs will go down as a claim.
That said I suspect the real reason for this story and her upset is that she only has third party cover so can not make an insurance claim.
Huffter
says...
2:39pm Sun 2 Sep 12
dolomiteman wrote:Surely the damage should be paid for by whoever sent the branch crashing.
__KTF__ wrote: I insurance company will class this as an 'act of god' and down to her bad luck. A new screen should be £75(ish) from her insurance under the standard replacement cover. The other damage will be also covered by the insurance but both repairs will go down as a claim.If you are an insurance agent can I sugest you go back to school and learn about insurance, firstly it depends on the insurer and her policy as to the cost of a replacement screen, there is no such thing as 'standard replacement cover', Insurers do not recognise any gods so it may be act of nature' not an 'act of god' and then you contradict yourself saying the act of god which is her bad luck but then say insurer will cover it. That said I suspect the real reason for this story and her upset is that she only has third party cover so can not make an insurance claim.
ohec
says...
4:53pm Sun 2 Sep 12
Huffter wrote:Would that be the branch manager.
dolomiteman wrote:Surely the damage should be paid for by whoever sent the branch crashing.
__KTF__ wrote: I insurance company will class this as an 'act of god' and down to her bad luck. A new screen should be £75(ish) from her insurance under the standard replacement cover. The other damage will be also covered by the insurance but both repairs will go down as a claim.If you are an insurance agent can I sugest you go back to school and learn about insurance, firstly it depends on the insurer and her policy as to the cost of a replacement screen, there is no such thing as 'standard replacement cover', Insurers do not recognise any gods so it may be act of nature' not an 'act of god' and then you contradict yourself saying the act of god which is her bad luck but then say insurer will cover it. That said I suspect the real reason for this story and her upset is that she only has third party cover so can not make an insurance claim.
SotonLad says...
5:04pm Sat 1 Sep 12