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5:10pm Friday 28th February 2014
3:41pm Monday 17th February 2014
Debt is like fire - used well, it's a fantastic tool, used badly, it burns. That’s why of all elements of finance, it’s the one that needs the most careful handling. Yet for those in the know, it's possible to borrow without any cost whatsoever.
2:40pm Thursday 30th January 2014
Far too many people think "savings rates are so low, why bother doing anything?” Yet, while rates are indeed spitworthily low, don’t be complacent. Active, on-the-ball savers can grab up to 6% interest. So I want to give you a rate-boosting masterclass.
11:45am Monday 20th January 2014
Are you owed £10,000s? It sounds a ludicrous lottery-esque question. Yet, sadly, in recent years our country's been so rife with mis-selling, poor service and performance that many are able to reclaim big money. Crucially, you don’t need to pay anyone.
12:17pm Tuesday 7th January 2014
3:36pm Thursday 19th December 2013
A simple New Year’s resolution for you. If you plan to go abroad next year, don’t pay more to pay. Far too many people hike their own costs by spending the wrong way when their feet land on sun-drenched foreign shores.
2:47pm Thursday 5th December 2013
Are you walking out in the world naked? Insurers try to scare you into thinking you are if you don’t buy their cover. The right policy is a suit of armour protecting you from the world's randomness – but what's necessary, what's nonsense, and how do you cut the cost?
12:08pm Thursday 21st November 2013
Winter is coming. Don’t wait until you’re knee-deep in the white stuff to sort your bills. Here, prevention truly beats cure – tackling your bills now means you can take the financial bite out of winter chills…
11:26am Thursday 7th November 2013
Christmas is coming. Stop, wait! I dislike Jingle Bells blasting out of shop speakers in early November as much as the next man. Yet this isn’t about celebrating early, it's about pre-planning to slash festive costs, so you have a better Christmas at a lower price.
2:33pm Thursday 24th October 2013
If I told you I could give you £100s a year with no debt and very little hassle – and all you need to do is change your plastic – would you? If the answer’s yes, read on, as now is the perfect time to grab a cashback credit card. For many, it’s an easy and lucrative way to boost your income.
1:32pm Tuesday 15th October 2013
This is an urgent warning for anyone who pays an energy bill. Energy price hikes have started but there’s a window of opportunity for you to beat them and prevent any impact on your bills. Yet the clock is ticking.
9:16am Friday 27th September 2013
Don’t whinge about your bank. It’s not productive. Instead, ditch it and switch. Sadly, millions of people are with their bank account because they got free piggybanks aged eight, and even if service has been dire, decades later they’ve never moved.
1:55pm Thursday 12th September 2013
3:32pm Thursday 29th August 2013
3:49pm Thursday 29th August 2013
1:33pm Wednesday 7th August 2013
Are you sitting on hidden treasure worth £10,000s? This isn’t about a forgotten lottery ticket stuck to your fridge or a sepia map in the attic to Long John Silver’s hoard. It’s a more mundane, but far larger – there's £15 billion sitting in lost bank accounts, savings, pensions and investments.
1:57pm Thursday 18th July 2013
2:03pm Thursday 4th July 2013
Far too many people pay too much just to pay when abroad. So if you’re planning a trip away this summer, now’s the time to ensure you get more bang for your bucks, euros or dong (the Vietnamese currency, of course).
4:21pm Thursday 20th June 2013
Whether you’re nearing the big 5-0 or you’re long past it, you’ll be facing a raft of key financial decisions. So sort your finances now – after all, the older you get, the more your cash needs to look after you. Here are my key points to help.
4:04pm Thursday 6th June 2013
Fantasising about white sands, tropical palm trees, warm crystal waters ...? Well, WAKE UP! Even if you've already booked an overseas holiday this summer, there’s work to be done to protect your pocket, so you’ve more cash to spend on enjoying yourself (or to make it easier to stick within your budget).
11:46am Wednesday 29th May 2013
4:12pm Thursday 9th May 2013
Your starter for 10. Would you like to save some money? Sometimes cutting your bills isn’t about knowing the right answers, it's about asking the right questions. So let me run you through my money test. Answer each of the following questions – it could add £100s or £1000s to your pocket.
1:21pm Thursday 25th April 2013
This year’s over-extended winter couldn’t have come at a worse time. The increased demand for fuel has pumped up wholesale gas and electricity prices. Some pundits predict another energy price hike round towards the end of the year, hoicking prices by 10%.
12:34pm Thursday 11th April 2013
Happy New Year! Well, new tax year that is (party poppers at my house). That means you now have a brand new tax-free savings ISA allowance. Now, you may be thinking “Hold up, didn’t you write about best ISAs last time?”
12:04pm Thursday 28th March 2013
This is an urgent warning. The cash ISA year ends on April 5 and if you don’t use it, you lose it. Yet if you've any savings, your cash is still better in an ISA. As it can take time to open one, you need to act NOW.
1:53pm Thursday 14th March 2013
The cost of running a new car, not counting the purchase price, is nearly £4,000 a year – and older cars aren’t too far behind. Imagine if that came as an annual bill. You’d jump out of the driving seat and immediately try to slash the price.
3:53pm Thursday 28th February 2013
1:39pm Thursday 14th February 2013
Imagine a limbo dancer who’s been lowered down a mineshaft. Saving rates are currently even lower than that. In November last year I noted they were at their lowest levels for 300 years – and they’ve plummeted since.
5:00pm Thursday 31st January 2013
12:43pm Thursday 17th January 2013
11:38am Friday 4th January 2013
12:32pm Monday 24th December 2012
11:42am Thursday 6th December 2012
3:50pm Friday 23rd November 2012
5:02pm Thursday 8th November 2012
It’s the gift that keeps on giving (and a cracking BOGOF to boot). Why not give your children money for a savings account to start a nest egg this Christmas? Then an even better present is to teach them how to ensure it’s at the best rate to encourage them on the path to being money-savvy.
11:49am Friday 26th October 2012
2:12pm Monday 22nd October 2012
4:59pm Thursday 27th September 2012
This is a crucial warning. I’ve just had it confirmed that Christmas will be on 25 December this year. You may be thinking "that’s not a surprise". Yet if that’s true, why are so many skint in January, as if it crept up on them?
3:12pm Thursday 13th September 2012
5:47pm Thursday 6th September 2012
Energy price hikes are back. The shock announcement this week by Scottish and Southern Energy (SSE) that on 15 October it’ll raise gas and electricity prices by 9% is an urgent warning for people to sort their bills NOW.
12:22pm Monday 20th August 2012
Boosting your credit score is a bit like going on the pull. Contrary to the myth that each of us has a credit rating, or may reside on a blacklist, actually each lender has its own bespoke scoring system to decide who it lends to.
12:08pm Thursday 2nd August 2012
3:44pm Thursday 19th July 2012
The average cost of running a new car is up to a hefty £6,000 a year, according to the AA. So it’s hardly surprising the cost of motoring is one of the single biggest issues affecting people’s finances today – even after the fuel duty rise has been postponed.
10:57am Saturday 7th July 2012
Let your wallet take a holiday when you go abroad. If you're planning a trip away, act now to avoid pain in Spain, getting hustled in Brussels, or breaking the banka in Sri Lanka. If you wait till you go, it'll be too late – and the costs can rocket.
5:04pm Friday 22nd June 2012
Sun, sea, sand... and a serious impact on your pocket. Holidaying abroad is expensive enough, but too many people make it worse by leaving it until the last minute to get their spending money – or doing it completely the wrong way.
2:38pm Thursday 7th June 2012
2:46pm Friday 25th May 2012
Is it time to recession-proof your finances? The economy's shrinking, and a panic wave of worry has swept across the nation. Yet before we all go battening down the hatches, risking making things worse, it's worth taking a moment to actually think about what recession really means for our pockets.
4:46pm Thursday 10th May 2012
How much do you earn in a day? Is it over £1,000 after tax – if so, don’t bother reading this. For everyone else, taking a day to work through their finances could be the most lucrative day of the year. So here are my top ten things to try.
3:05pm Friday 27th April 2012
1:51pm Thursday 12th April 2012
The old adage “neither a borrower, nor a lender be” is no longer fit for purpose in our modern world. While some find that tough to stomach, we need to face facts. Unless you’re super-rich, you’re going to need to borrow to buy a house or go to university.