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4:12pm Thursday 9th May 2013
Your starter for 10. Would you like to save some money? Sometimes cutting your bills isn’t about knowing the right answers, it's about asking the right questions. So let me run you through my money test. Answer each of the following questions – it could add £100s or £1000s to your pocket.
1:21pm Thursday 25th April 2013
This year’s over-extended winter couldn’t have come at a worse time. The increased demand for fuel has pumped up wholesale gas and electricity prices. Some pundits predict another energy price hike round towards the end of the year, hoicking prices by 10%.
12:34pm Thursday 11th April 2013
Happy New Year! Well, new tax year that is (party poppers at my house). That means you now have a brand new tax-free savings ISA allowance. Now, you may be thinking “Hold up, didn’t you write about best ISAs last time?”
12:04pm Thursday 28th March 2013
This is an urgent warning. The cash ISA year ends on April 5 and if you don’t use it, you lose it. Yet if you've any savings, your cash is still better in an ISA. As it can take time to open one, you need to act NOW.
1:53pm Thursday 14th March 2013
The cost of running a new car, not counting the purchase price, is nearly £4,000 a year – and older cars aren’t too far behind. Imagine if that came as an annual bill. You’d jump out of the driving seat and immediately try to slash the price.
3:53pm Thursday 28th February 2013
1:39pm Thursday 14th February 2013
Imagine a limbo dancer who’s been lowered down a mineshaft. Saving rates are currently even lower than that. In November last year I noted they were at their lowest levels for 300 years – and they’ve plummeted since.
5:00pm Thursday 31st January 2013
12:43pm Thursday 17th January 2013
11:38am Friday 4th January 2013
12:32pm Monday 24th December 2012
11:42am Thursday 6th December 2012
3:50pm Friday 23rd November 2012
5:02pm Thursday 8th November 2012
It’s the gift that keeps on giving (and a cracking BOGOF to boot). Why not give your children money for a savings account to start a nest egg this Christmas? Then an even better present is to teach them how to ensure it’s at the best rate to encourage them on the path to being money-savvy.
11:49am Friday 26th October 2012
2:12pm Monday 22nd October 2012
4:59pm Thursday 27th September 2012
This is a crucial warning. I’ve just had it confirmed that Christmas will be on 25 December this year. You may be thinking "that’s not a surprise". Yet if that’s true, why are so many skint in January, as if it crept up on them?
3:12pm Thursday 13th September 2012
5:47pm Thursday 6th September 2012
Energy price hikes are back. The shock announcement this week by Scottish and Southern Energy (SSE) that on 15 October it’ll raise gas and electricity prices by 9% is an urgent warning for people to sort their bills NOW.
12:22pm Monday 20th August 2012
Boosting your credit score is a bit like going on the pull. Contrary to the myth that each of us has a credit rating, or may reside on a blacklist, actually each lender has its own bespoke scoring system to decide who it lends to.
12:08pm Thursday 2nd August 2012
3:44pm Thursday 19th July 2012
The average cost of running a new car is up to a hefty £6,000 a year, according to the AA. So it’s hardly surprising the cost of motoring is one of the single biggest issues affecting people’s finances today – even after the fuel duty rise has been postponed.
10:57am Saturday 7th July 2012
Let your wallet take a holiday when you go abroad. If you're planning a trip away, act now to avoid pain in Spain, getting hustled in Brussels, or breaking the banka in Sri Lanka. If you wait till you go, it'll be too late – and the costs can rocket.
5:04pm Friday 22nd June 2012
Sun, sea, sand... and a serious impact on your pocket. Holidaying abroad is expensive enough, but too many people make it worse by leaving it until the last minute to get their spending money – or doing it completely the wrong way.
2:38pm Thursday 7th June 2012
2:46pm Friday 25th May 2012
Is it time to recession-proof your finances? The economy's shrinking, and a panic wave of worry has swept across the nation. Yet before we all go battening down the hatches, risking making things worse, it's worth taking a moment to actually think about what recession really means for our pockets.
4:46pm Thursday 10th May 2012
How much do you earn in a day? Is it over £1,000 after tax – if so, don’t bother reading this. For everyone else, taking a day to work through their finances could be the most lucrative day of the year. So here are my top ten things to try.
3:05pm Friday 27th April 2012
1:51pm Thursday 12th April 2012
The old adage “neither a borrower, nor a lender be” is no longer fit for purpose in our modern world. While some find that tough to stomach, we need to face facts. Unless you’re super-rich, you’re going to need to borrow to buy a house or go to university.
4:00pm Thursday 29th March 2012
Cash is King ... or so they say. I’m afraid I disagree. It has advantages for budgeting and haggling. But when it comes to spending or making savings safer, cash comes a distant second place. Here are my ten need-to-knows.
12:19pm Thursday 15th March 2012
This may sound crazy, but stick with me. It’s possible you’re throwing hundreds or thousands of pounds a year away on things that you no longer need, use or value – be it gym membership, old insurance, bank account fees or more.
3:01pm Thursday 1st March 2012
Whether 50 is just around the corner or long gone, the older you are, the more your cash needs to look after you. With 420,000 older households struggling, prevention is better than cure. Here are 10 crucial tips for the over 50s.
1:26pm Thursday 16th February 2012
2:55pm Thursday 2nd February 2012
4:25pm Thursday 19th January 2012
3:37pm Thursday 5th January 2012
4:35pm Friday 16th December 2011
1:18pm Friday 9th December 2011
3:25pm Thursday 24th November 2011
10:00am Friday 11th November 2011
2:22pm Friday 28th October 2011
Are you buffing your MoneySaving halo because you don't have any credit cards? I'm afraid I'm going to have to take the shine off it. Provided you neuter their borrowing ability, for many credit cards are by far the BEST way to spend, and you should be holstering one in your card arsenal.
12:28pm Friday 14th October 2011
9:30am Friday 30th September 2011
Christmas is coming! No, don't tell me to shut up – I hate the early creep of festivities as much as the next person, but if you want to have more and pay less, there are some things you need to do right now.
9:00am Tuesday 20th September 2011
3:37pm Thursday 1st September 2011
3:14pm Friday 19th August 2011
9:36am Friday 5th August 2011
3:17pm Thursday 21st July 2011
SMS – Spam Messages Suck! This might not have been the original meaning but it's perfect for today's onslaught of unwanted texts, clogging up mobile phones. And sadly in many cases the convention “just text stop” is damaging, not helpful.
12:49pm Friday 8th July 2011
11:00am Saturday 25th June 2011